
An annual check-up on your homeowners insurance can result in a healthier policy and a healthier pocketbook. What type of coverage do I have? The most effective type of coverage is known as “replacement cost,” which covers, up to your policy limits, what it would take today to rebuild your house and restore your belongings, says Jerry Oshinsky, a partner at Jenner & Block in Los Angeles who has represented homeowners in litigation against insurers. “Extended ... [Read more...]


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